Privacy Policy

Last updated: April 19, 2026

What We Collect

Dutch collects only what's needed to split expenses:

• Account info (name, email, or Apple ID)
• Expense data you enter (descriptions, amounts, splits)
• Friend connections and group memberships
• Device tokens for push notifications

How We Use Your Data

• To process and display your shared expenses
• To send push notifications about balances and payments
• To improve the AI expense parsing (anonymized usage patterns only)

What We Don't Do

• We never sell your data to third parties
• We never store payment credentials (Venmo, Cash App, etc.)
• We never access your bank accounts or financial institutions
• We never share your expense details with anyone outside your groups

Third-Party Services

Dutch uses:

• Supabase — database and authentication (PostgreSQL, hosted in US)
• Google Gemini — AI-powered expense parsing (text only, no personal data stored)
• Railway — backend hosting (US servers)
• Apple Sign In — authentication

Data Retention

Your data is retained as long as your account is active. You can request account deletion at any time by emailing [email protected]. We will delete all your data within 48 hours.

Security

All data is transmitted over HTTPS. Authentication uses Supabase JWTs. Database access is protected by row-level security policies. API endpoints are rate-limited.

Children's Privacy

Dutch is not intended for children under 13. We do not knowingly collect data from children.

Contact

Questions about this policy? Email [email protected]